Is the long-term care entitlement checker free?

Yes — it is free and needs no sign-up. Enter the situation and it states the funding position under that UK nation’s care-charging rules, plus the non-means-tested NHS and statutory routes, and produces a PDF you can keep.

Which UK nations does it cover?

England, Scotland, Wales and Northern Ireland — each has materially different capital limits, tariff income, free personal/nursing care and NHS-funded nursing contributions, and the checker applies the right rules per nation.

Does it tell me what I should do?

No. It is a position-finder, not advice — facts and signposts only. It flags the routes that are often missed (NHS continuing healthcare, funded nursing care, Attendance Allowance, s.117 aftercare) so they can be checked. For advice, speak to a SOLLA-accredited later-life adviser.

Dashboard

Long-term careEntitlement checkerBy UK nation

Entitled to support?

The funding position under the nation’s charging rules — and the NHS and statutory routes that are not means-tested at all. Every figure cites its source instrument.

Regulated advice area. Care-fee planning is a specialist activity. This checker states the statutory position from your inputs — it is not advice and names no course of action. Where advice is needed, refer to a SOLLA-accredited later-life adviser.

— Who & where

UK nation

Care setting

Age

— Money

Savings & investments (excluding their home)

Weekly assessable income

Owns their home

Home value

A partner, relative over 60, incapacitated relative or dependent child still lives thereWithin the first 12 weeks of a permanent care-home moveConsidering a deferred payment agreement

— Benefits & legal position

Already receives Attendance Allowance, PIP daily living or Pension Age Disability PaymentReceiving s.117 Mental Health Act aftercare (or devolved equivalent)Has recently given away savings or property

— Health screen (CHC signpost)

A screening signpost, not an NHS assessment — four prompts from the continuing-healthcare primary-health-need indicators.

Needs mainly driven by health conditions, rather than help with everyday living?

Support needed many times a day, or through the night?

Several conditions interacting, or care needing trained oversight?

Needs change quickly or unpredictably, with risk if not met?

Funding position · England

Self-funder

Self-funder — assessable capital is above the upper capital limit

Assessable capital£360,000.00

Upper capital limit£23,250.00

Lower capital limit£14,250.00

Some screening answers were unsure — a continuing healthcare checklist from the integrated care board (ICB) can settle eligibility; CHC is not means-tested

Screening signpost only, not a Decision Support Tool — based on the nature, intensity, complexity and unpredictability indicators.

National Framework for NHS Continuing Healthcare and NHS-funded Nursing Care (DHSC) — CHC is not means-tested

Attendance Allowance appears unclaimed — not means-tested and cannot be backdated

Weekly figure shown is the higher rate; a lower rate applies where help is needed by day or by night only. Payment starts from the date of claim.

DWP Benefit and pension rates 2026/2027: Attendance Allowance higher rate £114.60/week from April 2026

As a self-funder, Attendance Allowance continues beyond 28 days of residential care — it stops only for local-authority-funded residents

Social Security (Attendance Allowance) Regulations 1991 regs 7-8 (and PIP equivalents): payment stops after 28 days of local-authority-funded residential care; continues for self-funders

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Entitlement config england-2026-27-v1.0 · charging year 2026-27 · facts and signposts only

For planning and illustration purposes only · This tool does not constitute financial or tax advice.

About the long-term care entitlement checker

Long-term care funding in the UK is means-tested — but the rules differ by nation, and several of the most valuable routes are not means-tested at all. This free checker applies the current capital limits, tariff income and personal-expenses rules for England, Scotland, Wales and Northern Ireland to work out whether someone is a self-funder, in the tariff band, or supported by the local authority.

It then surfaces the entitlements that are often missed: NHS Continuing Healthcare (fully funded and not means-tested), NHS-funded nursing care / the registered nursing care contribution, Scotland’s free personal and nursing care, Attendance Allowance / Pension Age Disability Payment, and s.117 aftercare — with a caution where assets have recently been given away. Every figure cites its source instrument and the result is available as a PDF.

It is a deterministic position-finder, not financial or care advice, and does not constitute a recommendation. Where advice is needed, refer to a SOLLA-accredited later-life adviser. Built by ParaplanAI for advisers and paraplanners.

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